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CREDIT SCORING - WHAT EVERYONE NEEDS TO KNOW!!!
DO NOT TRY THIS AT HOME Credit is one of THE MOST IMPORTANT ISSUES IN getting a loan today. Time and time again, I'm called by a client who says "I PAY MY BILLS ON TIME, BUT MY PEOPLE SAY MY CREDIT...
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Active Rain....Thanks for your patience
I was gone.....adios! Sayonara! Out of here!3 Weeks to create a bad habit.My internet was down for two months at home and so I was gone from Active Rain. Even when it came back up, I was sooooooo...
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Can't Go Wrong with a V.A. Loan
Veteran's Loans - V.A. Loans are one awesome benefit to our Service Veteran's.Democrats, Republicans, Tea Partiers......strong in opinion and not a lot of love between them all. They don't agree on...
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Four Ways to Blow up Your Home Purchase...Before You Even Get Started!
There are a few common mistakes that I see borrower do all too often. I see it time and time again. Don't make the mistake that a lot of buyers make.DON'T BUY A CAR BEFORE GOING HOME SHOPPING I can't...
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ON TIME!! As A Business Plan, NOT AN ARRIVAL TIME!
I think that this isTHE SINGLE MOST IMPORTANT TIPto going from good to great. And Most People NEVER Do It!If you want to truly go from good to great you need to schedule "On Time." Todd Duncan is a...
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Bad Credit Because Job Loss? Get in the Game Now with New FHA Program
FHA has just announced their BACK TO WORK PROGRAM. If you lost your job and got bad credit as a result of the job loss, you could get back in the game with their new Back To Work Program. The program...
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It's Great to be a First Time Homebuyer Today!
It's pouring rain right now in the not so sunny Saint Charles today. I have received 2 new contracts in the last 24 hours and I have about 5 other buyers heading out to look at properties this weekend....
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I Hate When I Can't Find Your E-Mail Address! Really!
I had three contact referrals to give to realtors over the weekend. As the weekend was busy I called and left voice mails, but I like to follow up with an e-mail. I wanted to e-mail all three...
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I've Waited All Year for Today - Are You Ready for Some Football?
A new football season is upon us! Starting right now! Is anyone else as excited as I am or do you just not care? For me, after the Super Bowl...it's empty with no sports until the football season...
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Blemished Credit? A 580 Score May Get You Into a Home Today!
The across the board minimum for most mortgage companies is a 640 middle credit score. Now, at Cherry Creek Mortgage, we have the ability to approve FHA loans down to a credit score of 580. Earth...
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Why Animals Eat Their Young (In the wild, of course)
Parents Will Eat Their Young....not all of the time, but sometimes, and only in the wild......But I will tell you that I do understand the frustrations that leaders face when teaching and mentoring...
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New Breakout Author has an Awesome Read for Your Tween!
It's not often I get the opportunity to endorse and recommend another author. As most of you know I'm in the final chapter of my book that is to be released the first part of 2014. With all my focus...
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Love This Quote from Mother Teresa
People are often unreasonable and self-centered. FORGIVE THEM ANYWAYIf you are kind, people may accuse you of alterior motives. BE KIND ANYWAYIf you are honest, people may cheat you. BE HONEST...
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CREDIT SCORES LOWER THAN 640 - Might be able to buy today!
Most lenders won't lend without a credit score of 640 or above. Now, Cherry Creek Mortgage and FHA have the ability to lend down to a 580 credit score. Obviously the further you are below the 640...
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How the Government Shutdown Affects Your Mortgage Qualification NOW!
So here we are one week later with no resolution to the government shutdown. Democrats. Republicans. Can't stand either side right now! As most of us roll our eyes and say "here we go again," there...
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There May Be Things We Can do to Fix Your Credit...Hope Always Abounds
Over this past month, I've received a number of new loans. I love the easy slam dunk loans where someone with perfect credit, excellent income and a good down payment comes in, but it doesn't always...
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Blogging in the Rain Pays Dividends! Why do you?
I keep thinking of all of these topics to post about. But invariably you're so much better if you have the "why" as to anything in life. So, for me, I'm thinking to myself...."I know why I blog, but...
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I Don't Mind Those Realtor Glamour Shots, but Bikini Shots? Really?
One of the intriguing parts of Active Rain is the ability to have custom signatures. "Follow me on Twitter" "Follow me on Linked In" "Follow me on Facebook" "Follow me on Pinterest." How cool is...
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When Rude Leads to OPPORTUNITY....Thank You Very Much!!!
So last night, after hours, I get a phone call from a realtor, a borrower and the buyer's attorney. All separate phone calls. The realtor told the borrower to go with me. The buyer's attorney told...
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Sexual Predators an Unfortunate, but Necessary Halloween Safety Check!
Halloween is here! As a father of 5, I can tell you that Halloween is a big deal to them all, especially for my younger ones. In my quest to add value to your family this Halloween, I wanted to...
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